They use your car for the warranty, if the lenders will not take out a car loan that is not worth the amount you still owe.
Remember it is not only the direct costs associated with refinancing your loan, you will also have to pay insurance.
If you are an owner suffering of non-repayment of your home loan and would like to apply for the plan, you must have a real financial basis behind it.

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First, you can simply refinance at a lower interest rate, which means a lower monthly payment.

To avoid the temptation to permanently refinance, you should refinance when you get a very good deal.

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